Step 1: Know Your Budget
Figure out what you can afford. A mortgage expert can help — education is key!

Step 2: Get Pre-Approved
Secure a pre-approval letter from a lender to show sellers you're serious and ready.

Step 3: Start House Hunting
Tour homes online or in person. Stay realistic, and always revisit neighborhoods at different times of day.

Step 4: Make an Offer
Work with your agent to submit a strong, informed offer — and be ready to negotiate!

Step 5: Get a Home Inspection
Hire a pro to check the home’s condition. Negotiate repairs if needed — and get everything in writing.

Step 6: Close & Get the Keys
Sign the final papers, pay your closing costs, and celebrate — the home is officially yours!

With the right team and a little guidance, buying your first home doesn’t have to feel overwhelming.